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10 cards from across every topic, each citing a source. Tap one to open it in the feed.
- 3% interest can still be a loss.
The nominal rate is the number the bank advertises. The real rate is nominal rate minus inflation, and only it tells …
- A budget in three numbers you can actually remember.
Split your net income into three buckets: 50% for needs like rent, groceries and insurance, 30% for wants like …
- How a savings plan makes price swings work for you.
With a savings plan you invest the same amount every month, say €100. When a share costs €50 you get 2 shares; when it …
- How to build an emergency fund before you invest.
Add up your fixed monthly costs: rent, food, insurance, transport. Multiply the total by three to six. That's your …
- Start at 25 and beat someone saving double from 35.
Time beats amount. Invest €100 a month at 6% from age 25 and you have about €200,000 at 65. Start at 35 with €200 a …
- The mental-math rule that reveals every doubling.
Divide 72 by the annual interest rate in percent and you get roughly the years until your money doubles. At a 6% return …
- Why a pay rise often doesn't make you richer.
Lifestyle creep is the effect of spending growing along with income: bigger flat, better car, pricier restaurants. What …
- Why you take €100 today but want €110 in a year.
Question 1: €100 today or €110 in a week? Most take the €100. Question 2: €100 in 52 weeks or €110 in 53? Now almost …
- Why €10,000 doesn't become €25,000 after 30 years.
With compound interest you earn interest on interest already credited. €10,000 at 5% grows to €25,000 after 30 years …
- €10,000 under the mattress is worth €6,730 in 20 years.
Purchasing power is the amount of goods a sum of money buys. At 2% inflation per year, prices rise by a factor of 1.49 …