Investieren
8 cards from across every topic, each citing a source. Tap one to open it in the feed.
- After minus 50% you need plus 100%.
Losses and gains aren't symmetric. If an investment falls from €100 to €50, that's a 50% loss. To get back to €100 it …
- How a 1.3% fee eats €22,000.
The total expense ratio (TER) shows how much a fund withholds from its assets each year. It sounds trivial but works …
- How a savings plan makes price swings work for you.
With a savings plan you invest the same amount every month, say €100. When a share costs €50 you get 2 shares; when it …
- Own a piece of 1,000+ companies with €25.
An ETF is an exchange-traded fund that replicates an index instead of picking individual stocks. Buy one share of an …
- The only free lunch in investing.
Diversification means spreading money across many assets that don't fall at the same time. If a company goes bankrupt …
- When interest rates rise, old bonds lose value.
A bond is a loan to a government or company, with a fixed coupon. If you hold a bond paying 2% and new bonds suddenly …
- Why '8% guaranteed' is always a lie.
Return is the payment for bearing risk. Safe assets like savings accounts pay little because nobody needs to reward you …
- Your portfolio changes its risk on its own, without you doing anything.
Say you chose 60% stocks and 40% bonds. Stocks rise 25% over a year while bonds stay flat: you now hold 65% stocks …