Money & WorkMental model

Why you take €100 today but want €110 in a year.

Question 1: €100 today or €110 in a week? Most take the €100. Question 2: €100 in 52 weeks or €110 in 53? Now almost everyone waits the week. Same week, same €10, different answer. The brain overweights the near future. That's why saving is so hard: the sacrifice is now, the benefit is someday.

Useful: Automate saving so the decision doesn't have to fight the present every single month.

Source: en.wikipedia.org

Denkwerkzeug Psychologie Sparen

Difficulty:

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